Cost of selling

How much does it cost to sell your house? This Housesimple guide breaks down all of the costs of selling your home and answers all of your questions.

What are the costs involved in selling your house?

If you’re looking to move, one of the first things to think about is how much it costs to sell your house. It’s easy to think of the list price that you hope to get for your home and immediately start counting your cash — but there are some surprise costs that can crop up along the way. From agent and solicitors fees to surveys and moving costs, it really helps to budget ahead. That’s why we’ve broken down all of the costs of selling your home, so you can plan ahead of time. We’ll get into the nitty-gritty in a minute, but here are the big-ticket items you need to consider. 

As you can see, your biggest expense is normally the estate agent fees — which can cost you thousands of pounds. That’s where we come in. We offer a fully managed service for free (yes, 100% free). It goes a long way toward keeping the cost of selling down and saving you money. 

More on that later. For now, let’s take a look at all of the fees you need to consider. 

Mortgage Costs

When you’re selling a home, a lot of people don’t consider the mortgage they have now and how that might end up costing them. If you have a mortgage on your current home, there are a couple of things you want to consider. 

Early Repayment Costs

Yup, most lenders will make you pay a fee if you pay your mortgage off early. Most lenders will only let you pay off an extra 10% a year, so if you’re paying up in full then you may be charged. This fee normally ranges anywhere from 1% to 5% of the mortgage — so if your current mortgage is for £100,000, you could end up paying thousands. 

Whether You Can Move Your Mortgage

It’s not all bad news — in a lot of cases, you will be able to “port” your mortgage. That essentially means moving your mortgage on your current property to the next one you plan to buy. Talk to your lender and see if you can port your mortgage, because it can save you a bundle.

Getting your home ready for sale

If you’re choosing to sell your home, you may need to invest in getting it ready for viewings. The good news? You’ll often get this money back in the long run, because it can make your home more saleable and increase its value — but it is an upfront cost you need to consider.

Exterior work on your home

The first impression matters — and cleaning up the exterior of your home can be a great way to increase the value and the “wow” factor, without having to spend too much. Here are some tweaks to consider: 

  • Cleaning up the front garden

  • Clearing the driveway

  • Making sure your windows are clean

  • Mowing the lawn

Interior work on your home

Again, you can make a few small investments that can totally transform the way that buyers view the property. It’s worth spending a little time and money making your home look its best. Here are some small changes that can have a big impact. 

  • A fresh coat of neutral paint where you need it

  • Buying organizers to make your home look tidy and spacious

  • Adding mirrors to maximize natural light and a sense of space

  • Buying plants or soft furnishings to warm up the living spaces

Of course, you may want to make bigger changes — if your bathroom or kitchen is in dire condition, it can be tempting to put money into doing it up. The only problem is, you might not always make that money back — especially if your taste is different from that of the potential buyer, who may want to redo the work themselves. 

When in doubt, your agent should be able to tell you what investments are worth making — that's what we’re here for, after all.

Estate agents fees

Traditionally, estate agent fees are one of the biggest expenses — and usually the biggest expense — you run into when selling your home. Average rates can vary from 0.75% to 3% (plus VAT, of course) — and that national average tends to fall around 1.5%. It’s easy to see how quickly that can add up - on a £250,000 property that’s a whopping £7,500. In fact, in most cases you’ll spend thousands of pounds on estate agents that could be spent on your new home. 

Plus, it’s not always clear what’s included. All estate agents work differently and some may charge you extra for things like advertising, and sales progression. On top of that, they might pressure you to use their preferred partners and not be upfront about the referral fee they’re getting in the process. It adds up in a hurry. 

Of course, we don't think it has to be this way. Our free service covers photographs and floorplans, ads on Rightmove and Zoopla, and support all the way through the sales process — we’ll even be there to hold your hand until the completion date, if you need us. We just think it’s a better way to sell your home.

If you want a more premium service, we offer that, too. Professional photos, unlimited hosted viewings, even a video trailer for your home — we can make it happen. But if you’re not interested, no pressure — we’ll still sell your home for free.

Conveyancing fees

Solicitors Fees

These are the fees to the lawyers themselves. You normally pay a deposit when you retain their services and the rest upon completion of the sale of the property. This is the biggest expense when it comes to conveyancing. 

Deeds And Searches

When selling a home, your solicitors may have to run additional checks — like a background check on the potential buyer — as well as getting title deeds from the Land Registry. They may also have to pay a bank transfer fee to deal with the large sum of money, depending on the bank used. In the case of leasehold properties, there can be more checks that need to happen in relation to the lease, which can often cost a few hundred pounds. 

Other charges you might face

When working out how much selling your home costs, there are a few random fees that might pop up — here are some that you should keep in mind.

Mail forwarding

If you want to make sure all of your old mail makes its way to you, a mail forwarding service can help — and it also helps protect you against fraud. There are different services out there, but you can do it directly through Royal Mail for under £40.


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Removal for large appliances

If you have large items you need to get rid of and you can’t get them to the rubbish tip, you will probably have to pay for either the local council or a rubbish collector to come and collect them. Most local councils offer this service and you can find out more about on the government website or search for private rubbish removal in your area. 


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FAQ's

Cost of selling